What Happens if Claims Are Low or High?

So what happens on the Self Fund Health plan if claims are low or claims are high?

Well the answer for if claims are low is that the employer keeps the savings. Unlike fully insured plans, unused dollars stay with the group, not the carrier.

So what if the employer has a bad claims year?

Well, stop loss insurance protects the plan from large claims. Our real-time tech and nurse support help prevent many high-cost events before they escalate, giving you insight and control before, during, and after it happens.